職位描述
工作范疇:
主動推廣指定的個人銀行產品和服務及開發新客戶。
Key Responsibilities/Challenges:
? Participate in sales promotions and activities to achieve/exceed defined sales targets;
? Engage NTB Affluent clients via leads sourced from varies channels;
? A well thought-through, creative approach to satisfy customers, improve competitive advantage and improve performance;
? Actively cross-sell the bank other products / services and ensure annual financial budget is met;
? To provide quality, efficient before and after sales services;
? To prepare and consolidate accurate reports on sales activities;
? Based on a “shared sense” of purpose and approach within CB;
? Based on a clear division of roles (and no duplication of effort) within MD;
? Accountable for implementing and complying with AML requirements when performing duties;
? Understand, acknowledge and comply with the requirements onindividual accountabilities and responsibilities of the job set out in applicable local laws and regulations as well as SCB internal policies;
? Effectively ensure and intensify internal controls by keeping abreast with developments of applicable local laws and regulations on accountabilities;
? Perform job duties with diligence, contribute to efforts as an individual or as a team member so as to avoid any actual or potential legal sanctions, regulatory penalties, material financial loss, or adverse reputational impact on the Bank;
? Be responsible for failure to follow relevant rules and processes, failure to properly perform the responsibilities, and implement corrections;
? Cooperate with any investigations or reviews on regulatory failure such as accountability review.
主要工作職責/挑戰:
? 參與促銷活動,完成或超額完成指定的銷售目標;
? 跟進銷售機會,開發新客戶;
? 以周全、創新的方法使客戶滿意,提升競爭優勢及業績表現;
? 主動銷售銀行其它產品和服務,確保達到年度銷售業績指標;
? 提供高質量、高效的售前和售后服務;
? 編寫和維護有關銷售活動的準確報告;
? 負責實施各項反洗錢的需求并且確保符合反洗錢的合規要求;
? 理解、認同并遵守本地法律法規以及渣打內部政策中關于個人問責和職責的要求;
? 跟上本地問責法律法規的發展,以有效地確保并強化內控;
? 審慎勤勉地履行崗位職責,以個人或團隊成員的身份,為避免任何導致銀行遭受或可能遭受法律制裁、監管處罰、重大財務損失或聲譽負面影響而做出努力;
? 對未遵守相關規范和流程、未適當履行職責以及未執行整改措施承擔相應責任;
? 配合任何關于違反監管規定的調查或審查,例如,問責審查。
Selection Criteria:
? Bachelor degree or above.
? 1 year working experience or above in financial or mortgage / real estate Industry is preferred.
? Relevant experience in banking experience is preferred
? Good knowledge of bank products, policies, and business strategy
? Good credit appraisal and marketing skills with the ability to interpret financial information
? Strong personal integrity with zero disciplinary record in any previous job
? Good communication and presentation skills
? Presentable, good personality with good business etiquette
職位要求:
? 本科及以上學歷。
? 一年以上金融或房貸或房產行業工作經驗優先。
? 有相關銀行行業銷售經驗者優先
? 了解銀行產品、政策及經營策略。
? 良好的信用評價與營銷技能,對金融市場有敏銳觸角。
? 良好的個人誠信,無任何紀律處分紀錄
? 良好的溝通,表達及學習能力。
? 優良的個性品質,勇于銷售及解決業務過程中的問題。
? Other then above roles, job holder should follow other job duties and responsibilities assigned by line manager from time to time.
除上述工作職責外,員工應遵循直屬經理隨時指派的任何工作職責和任務。