崗位職責:
Credit Services為客戶提供銀行信貸方面的服務,業務包括貸前財務分析,信貸合同準備,信貸抵押品管理及信貸額度管理。
Credit Services is an End to End Credit Risk Management Business Service for Operating entities across the HSBC Group in Commercial Banking (CMB) and Global Banking & Markets (GBM). It spans across the entire Credit Risk management Value Chain starting from Preparation and On-boarding of a Credit Application in the Bank’s system and financial spreading followed by Credit Disbursement, Risk Monitoring, Control and Management.
- Process checker/SME for the team;
- Leading a team with around 12 staff;
- Coordinating with other departments in case of any query resolution;
- Communicating with the Business Area/onshore on a regular basis for completing the work / procedures, etc.,
- Processing delays or errors will almost inevitably result in serious losses to the group or poor customer service. The maintenance of a high level of internal control is essential to minimize these risks and maximize process security;
- Manage day to day operations of processes and drive performance improvement;
- Ensure efficiency and quality of the output and mitigate any operational risks;
- Ensure adequate Governance for the team.
任職要求:
- Accounting or Finance background, and CPA, ACCA or CFA is preferred;
- Familiar with the bank operating process;
- Strong leadership skills evidenced by achievement of successfully managing and developing staff across a diverse range of processes, with an ability to provide direction and motivation in an ever changing environment;
- Strong verbal and business communication skills in both English & Cantonese;
- Proven record in building and maintaining business relationships and a strong customer service drive;
- Proven experience of process management, improvement and service management with analytical skills;
- Evidence of active participation in establishing and managing effective Operational Risk;
- Evidence of strategy design and implementation with sound understanding of internal/external business environment.
福利待遇
- 具競爭力的薪酬:基本工資+績效獎金+輪班補貼+早晚班交通津貼;
- 健全福利保障:五險一金+補充性商業醫療保險+免費年度體檢;
- 暢享10+天假期:除享有國家法定節假日外,還擁有至少10天帶薪年假、12天帶薪病假、1天生日假、婚假、產檢假、產假以及陪產假、哺乳假等,助您達到工作生活的平衡;
- 彈性福利制度:年假可買賣,商業醫療保險套餐可升級,您還可申請旅游補貼、個人進修補助、運動健身補貼等,滿足個性化福利需求;
- 人性化工作環境:使用公司的員工餐廳、咖啡室、休息室、娛樂室等,進行勞逸結合;
- 多元化員工活動:運動會、團建、年會等精彩活動給您平臺,任您施展才華。
培訓與發展
- 廣闊的職業發展平臺:遍及全球的集團網絡,提供擴展人脈及跨文化交流的機會,您還可申請不同國家及地區的長短期職位,不斷挑戰自我;
- 系統性人才培育及發展:配備職業導師,為您提供清晰的職業規劃指導,充分挖掘橫向及縱向的發展潛力;
- 完善的專業培訓體系:入職即可享帶薪培訓,多元化的培訓機會,還有資源及教育援助,幫您逐步實現職業目標。